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    How It Works

    It's critical that we make the loan process as quick and simple as possible. Time is an investor's most valuable asset, so our process is made to be efficient at every touchpoint.

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    By Your Side From Start to Finish

    Discover how our four-step approach works.

    • First Contact

      Step 1

      Start By Getting in Touch

      Inquire about our programs to access quick and low-cost capital for real estate investment properties.
    • Document Collection

      Step 2

      Gather Required Documentation

      Once both parties agree we’re a match, we move on to collecting the necessary documents. These include, but are not limited to:
      • Credit and background reports
      • Real Estate experience and personal financial statement
      • Scope of work and appraisal report
      • Purchase and entity documents
    • Deal Review

      Step 3

      Overview of Deal Details

      After the investor submits all necessary documents, We Lend conducts a thorough deal review to go over the economics and details of the loan. We want to make sure you have a clearly defined exit strategy before any major financial undertaking.
    • Final Funding

      Step 4

      The Best Part

      Once the other steps are completed and all agreements are made, tell us when and where you’d like to close!

    Start By Getting in Touch

    Inquire about our programs to access quick and low-cost capital for real estate investment properties.

    Gather Required Documentation

    Once both parties agree we’re a match, we move on to collecting the necessary documents. These include, but are not limited to:
    • Credit and background reports
    • Real Estate experience and personal financial statement
    • Scope of work and appraisal report
    • Purchase and entity documents

    Overview of Deal Details

    After the investor submits all necessary documents, We Lend conducts a thorough deal review to go over the economics and details of the loan. We want to make sure you have a clearly defined exit strategy before any major financial undertaking.

    The Best Part

    Once the other steps are completed and all agreements are made, tell us when and where you’d like to close!

    Frequently Asked Questions

    You can find answers to some of our frequently asked questions below.

    Who Is We Lend?

    We Lend is a private money lender focused on servicing real estate investors by providing quick and low-cost capital on their investment properties. We Lend’s approach to lending is centered around the investor, therefore allowing the investor to focus more on their investment and less on the loan process. We Lend was founded by a group of real estate investors, whose emphasis was on acquiring and improving distressed properties. So whether or not you are an experienced real estate investor – WeLend’s team has the qualifications to exceed expectations and can assist in the expansion of your real estate portfolio.

    What is a private money lender and how does a private money loan work?

    We’re a private money lender that uses asset-based lending. Asset-based lending means that the decision-making revolves more around the property and less about the borrower. We Lend’s focus is centered around the question of whether the borrower’s acquisition is profitable for the borrower – We Lend wants to ensure that every borrower's acquisition is successful. Many believe that an asset-based lender holds the deed to the property; We Lend records a mortgage on the property and the deed is vested in the borrower’s entity.

    Does We Lend finance the acquisition & construction, & what are the max leverages?

    We Lend is ready to finance up to 90% of the purchase price and 100% of the construction cost (not to exceed 65% of the After Repair Value). However, We Lend’s leverage depends on the borrower’s experience. For example:

    • No experience (0 flips): up to 70% of purchase & 100% of construction cost 

    • Low Experience (1 flip): up to 75% of purchase & 100% of construction cost

    • Some Experience: (2-3 flips) up to 80-85% of purchase & 100% of construction cost

    • Experienced (3-4+ flips): up to 90% of purchase & 100% of construction cost

    • Compensating factors: If the borrower is a licensed General Contractor or Real Estate Agent then we can add an additional 5-10% leverage (however, it cannot exceed 90% of the purchase price and 65% of ARV)

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    We Lend, LLC is filled with experienced and knowledgeable individuals who helped me throughout the entire process of obtaining a hard money loan. They were very attentive, detail-oriented, and provided assistance every step of the way. Highly recommended!

    Ashley K.
    Real Estate Investor

    Have worked with WeLend for over 2 years and can't begin to say how impressed I am with their operation. Their dedication to customer service is unsurpassed in the industry or in any industry for that matter. They are the place to go if you need a hard money loan fast with great rates.

    Keith
    Greater NY Appraisals

    Working with WeLend is always a pleasure! Everyone on their team is very responsive, helpful and most importantly knowledgeable. We have worked on dozens of deals and I hope to do hundreds more with them. Next level customer service, support and fast and seamless closings. What else can you ask for?

    Matt Z.
    Real Estate Investor

    Take the First Step Today

    Experience simplicity and speed like you've never seen before in real estate lending. Don’t just get funded — get funded fast.

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