New York • New Jersey
Close Your Deal
When Banks Can't.
Friends & family backed. Bridge • Fix & Flip • DSCR • Construction • Rescue In-house decisions. Term sheet in hours.
Term sheet 2–4 hrs
•
Close in 24–48 hrs
•
Call back 1 hr
Want to talk right now?
This is only for real estate brokers, investors, and borrowers in New York and New Jersey.
If you have a live deal that needs fast private financing, you are in the right place.
If you have a live deal that needs fast private financing, you are in the right place.
The numbers behind the name
$700M+
Total Funded
1,400+
Loans Closed
$0
Principal Loss
68%
Borrowers Return
Sound familiar?
The problems most lenders create
If you have worked with traditional bank or a slow private lender, you have probably lived at least one of these.
| ⏳ | 30 to 60 days just for a decision. Your deal window closes long before they respond. |
| 🚫 | Lender says yes, then changes terms on day 28. You planned your closing around them. |
| 📋 | A committee has to approve it. Nobody picks up the phone. Nobody gives you a straight answer. |
| 📉 | Deal rejected because of credit score when the asset, equity, and exit are all solid. |
| 💸 | Paying for a hard credit pull just to find out if you even qualify. Before you get a single number. |
Why We Lend is Different
5 reasons brokers and
borrowers keep coming back
Term sheet in 2 to 4 hours
Submit your deal and get a real answer today. Not next week. We have reviewed thousands of deals and we move fast because we decide in-house.
Fastest in NY & NJ
Friends & family backed. In-house decisions.
We do not answer to a bank or an institution. Our capital is personal. Every decision is made in-house. When we say yes, nobody can override it.
Credit score is not what we look at first
We look at the asset, the equity, and your exit strategy. Credit score comes last. The deals we fund are A-quality deals that need to move faster than a bank can move.
No hard pull at term sheet
What we say holds. No re-trades.
The terms in your term sheet are the terms you close with. No surprises at day 28. No changing conditions the night before closing.
Bridge. Fix & Flip. DSCR. Construction. Rescue.
One lender for the whole journey. We handle the full transition from bridge to DSCR so you never start over with a new underwriter on your next deal.
What happens after
you submit your deal
1
Fill out the form below
Takes 60 seconds. Your name, contact info, property type, loan amount, and timeline.
Right now2
Your account executive calls you
A real person from the We Lend team. Not a bot. Not a general enquiry line. Your dedicated contact.
Within 1 hour3
Term sheet issued
Every deal reviewed personally. Real terms, not a holding response. No hard credit pull at this stage.
2 to 4 hours4
Deal closes
We have closed in 24 hours when the situation needed it. In-house capital means no delays outside our control.
24 to 48 hoursLoan Programmes
Every deal type.
One lender.
Bridge loans, fix and flip, DSCR rentals, new construction, and rescue. We handle the full journey from short-term bridge to long-term hold.
Bridge Loan
From 9.49%
LTVUp to 75%
Min Loan$250K
FICO650+
Close24–48 hrs
Fix & Flip
From 9.49%
Purchase90% LTC
Rehab100% funded
Min Loan$250K
FICO650+
DSCR Rental
From 5.99%
LTVUp to 80%
Min Loan$150K
FICO620+
Term30 yr fixed
New Construction
From 9.99%
LTCUp to 90%
Min Loan$500K
FICO650+
AssetsSFR, Multi
Rescue / Bailout
Call for rate
AIVUp to 60%
Min Loan$350K
FICONo minimum
DocsMinimal
68%
of our borrowers come back
for their next deal.
Most lenders treat closing as the finish line.
We treat deal one as the audition for deal two.
Submit Your Deal.
We Call in 1 Hour.
No hard credit pull. No commitment.
Just a straight answer on your deal.
Just a straight answer on your deal.